Smart bank import
Import CSV bank statements from any bank. Automatic transaction matching, smart merchant recognition, and duplicate prevention — all built in.
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Track. Budget. Forecast.
Take control of your money .
Import bank statements, track budgets, and forecast your balance up to 48 months ahead — private and on-device.
Features
Stop entering transactions manually.
CashFlow's smart import reads your CSV bank statements, matches transactions automatically, and learns your spending patterns over time. Your second import takes just 10 seconds.
Budget & spending control
Set monthly budgets by category with visual pie charts and progress bars. Get alerts when approaching limits and split transactions across categories.
Balance forecasting
See your projected balance up to 48 months ahead. Recurring transactions are automatically factored in so you know exactly when bills will hit.
Recurring transactions
Set up recurring income and expenses — daily, weekly, monthly, or yearly. Never forget a bill or subscription again with automatic reminders.
Multi-account management
Manage checking, savings, and credit accounts in one place. Per-account budgets, forecasts, and all your balances at a glance.
Home screen widgets
4 widget sizes: balance, forecast chart, upcoming transactions, and comprehensive view. Glanceable financial info without opening the app.
Privacy first
On-device processing — no external server accesses your data. No bank login required, no third-party analytics. Optional iCloud sync between your devices only.
Export to CSV & PDF
Export detailed reports in CSV and PDF format for budgeting, taxes, accountants, or your personal archive.
Available in 6 languages
Use CashFlow in English, French, Spanish, Portuguese, Chinese (Simplified), or Vietnamese.
Terms of Use
Use CashFlow with confidence.
CashFlow is a personal finance tool — not professional financial advice. Here's what you should know.
CashFlow is provided "as is" for personal use. It helps you track expenses, budgets, and forecasts, but is not a substitute for professional financial, legal, or tax advice. Always verify important financial data independently.
- Provided "as is" — no warranty of accuracy or availability.
- Not financial, legal, or tax advice — consult a professional.
- You are responsible for verifying your data.
- No liability for financial decisions based on the app.
- Terms may be updated — continued use means acceptance.
Privacy
Your data stays yours.
On-device processing. No bank login required. Import files directly and keep everything under your control.
CashFlow processes everything on your device. No bank login, no external analytics SDKs, no hidden trackers. Your data is securely saved on your device and optionally synced between your devices via your personal iCloud with Apple's end-to-end encryption.
- On-device processing — no external server ever accesses your data.
- No bank login required — import CSV files directly.
- No third-party analytics or tracking.
- Optional iCloud sync between your devices only.
- Export reports in CSV and PDF at any time.
- Simple, readable privacy policy you can actually understand.